Finance is in a state of flux currently. On the one hand, technology is disrupting established practices while creating new opportunities that did not exist even 5 years ago. On the other hand, new innovations in financial markets mean that both investment professionals and investors need to understand new paradigms. Continue Reading
Banking & Finance
WHAT IS FINANCE? AND WHY SHOULD WE STUDY IT?
The 2017 Nobel Prize in Economics was given to Richard Thaler because his “contributions have built a bridge between the economic and psychological analyses of individual decision-making. His empirical findings and theoretical insights have been instrumental in creating the new and rapidly expanding field of behavioral economics.” Evolution of Behavioural Finance Following Continue Reading
ENIGMATIC MAGIC OF FINANCE
Mysteries of our brain have puzzled human beings for centuries. Neuroscientists and psychologists are still trying to figure out how 86 billion neurons and 100 trillion synapses work in tandem to compute, comprehend and rationalize. Our thoughts, emotions and memories are controlled by the enigmatic 3-pound brain. We make decisions Continue Reading
LIC IPO: What does the launch of India’s biggest public offering hold for the economy?
The Central Government is planning to launch the Initial Public Offering (IPO) of Life Insurance Corporation of India (LIC) early in May this year. According to the draft red herring prospectus, the central government is planning to sell 31 crore equity shares in the LIC IPO i.e., roughly 5% of Continue Reading
UPI – The Way Forward
The volume of transactions completed using the UPI (Unified Payments Interface) System crossed a significant milestone in March 2022 and was close to crossing another milestone. The volume of transactions on UPI in the financial year 2021-22 crossed the $1-trillion mark, with transactions worth INR 84,17,572.48 crores being processed on Continue Reading
Human sentiment in markets: The missing link in understanding finance
Our understanding of economics and finance, specifically in an academic context, is based on models and theories available in the said disciplines. These archetype postulations make up most of the ‘copybook’ information in understanding these subjects. They provide the foundation for various complicated and straightforward concepts in the field. They Continue Reading
What is Behavioral Finance? And why should we study it?
The 2017 Nobel Prize in Economics was given to Richard Thaler because his “contributions have built a bridge between the economic and psychological analyses of individual decision-making. His empirical findings and theoretical insights have been instrumental in creating the new and rapidly expanding field of behavioral economics.” Evolution of Behavioural Finance Continue Reading
Enigmatic Magic of Behavioural Finance
Mysteries of our brain have puzzled human beings for centuries. Neuroscientists and psychologists are still trying to figure out how 86 billion neurons and 100 trillion synapses work in tandem to compute, comprehend and rationalize. Our thoughts, emotions and memories are controlled by the enigmatic 3-pound brain. We make decisions Continue Reading
JGU’S SPOTLIGHT ON #BUDGET2022 | PERSPECTIVE 2
Budget 2022 had several important policy announcements with respect to the world of cryptocurrencies, Central Bank Digital Currencies (CBDCs), and other forms of digital currencies. These policy announcements serve to address a lot of confusion and anxiety with respect to the Central Government’s and RBI’s policies towards digital currencies. One Continue Reading