Naina Grover is a doctoral scholar at the Faculty of Management Studies, University of Delhi. Her area of research is banking and focuses on research fields such as liquidity creation, Basel norms, competition, risk management and financial stability. She completed her masters in finance from the Delhi School of Economics (Department of Commerce) and did her graduation from Lakshmibai College, University of Delhi. She was a gold medalist in her graduation and won accolades such as all-rounder student of the year, the best performer in dramatics, and has been acknowledged as distinguished alumni of the college. She also received a scholarship from GOVT. OF NCT OF DELHI under category meritorious students and has been the recipient of fellowship under UGC-NET JRF scheme. She has published papers in leading academic journals and presented papers at various national and international conferences.